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Fully redesigned for 2024 — the Ranger Raptor with 405 hp is the most powerful midsize truck available.
ⓘ Editorial estimates. Not affiliated with Ford.
Every available trim — starting price, key features, and who it's for.
| Trim | Starting Price | Key Features & Who It's For |
|---|---|---|
| XL | $33,250 | Work trim. Best for fleet/commercial use. |
| XLT | $37,315 | Most popular. SYNC 4, most features. |
| Lariat | $43,230 | Premium trim. Leather, Ford Co-Pilot360. |
| Tremor | $46,150 | Off-road package. Lifted, skid plates, all-terrain tires. |
| Raptor | $54,775 | 405hp, Multimatic DSSV, 33-inch BFG tires. Performance off-roader. |
Always check your specific VIN for open recalls before purchasing any vehicle.
Every cost, reliability, and buying question answered on dedicated pages.
Full coverage estimates for a 40-year-old driver with a clean record. Avg: ~$145/mo across all trims.
| Trim | Monthly | Annual | vs Segment Avg |
|---|---|---|---|
| XL | $128/mo | $1,536/yr | Lowest Ranger premium — work spec |
| XLT | $138/mo | $1,656/yr | Best-seller; mainstream rate |
| Lariat | $148/mo | $1,776/yr | Premium trim; modest increase |
| Tremor | $158/mo | $1,896/yr | Off-road spec; light surcharge |
| Raptor | $185/mo | $2,220/yr | +$87/mo — performance off-road surcharge |
ⓘ Ranger is one of the most affordable Ford vehicles to insure — midsize truck classification, conservative MSRPs, strong safety ratings, and Ranger Tremor/Raptor represent only modest premium increases over the base model.
⚠️ Risk note: Ranger Raptor carries a performance/off-road surcharge. Tremor is modest.
Always obtain 3+ personalized quotes from licensed insurers before purchasing. Rates vary by ZIP code, driver history, credit score, and annual mileage. These are rough editorial averages — not quotes.
NHTSA Recalls ↗
The most searched questions about the Ranger — answered with data.
The 2023+ Ford Ranger is above average in reliability — a significant improvement over the 2019-2022 models that had some initial quality concerns when the nameplate returned to the US after a 7-year absence. Consumer Reports gives the 2023+ Ranger above-average scores. The 2.3L EcoBoost has now been in production long enough to have a proven track record. The Raptor variant has the same reliability profile as the base Ranger.
Average full-coverage insurance for a Ford Ranger is $145/month for a 40-year-old driver with a clean record. This is $3/month less than an F-150, and among the lowest in the midsize truck segment. The Raptor costs slightly more — approximately $165/month — due to its higher MSRP and performance trim classification.
The Ford Ranger can tow up to 7,500 lb when properly equipped — the highest tow rating in the midsize segment. This handles boats up to 24 feet, mid-size travel trailers, and utility trailers with ease. For trailers over 7,500 lb, step up to the F-150.
For raw reliability over 200,000 miles, the Tacoma has a slight edge based on Consumer Reports long-term data. For ride quality, performance, and technology, the 2023+ Ranger wins. The Ranger Raptor versus TRD Pro comparison is close — Ranger wins for on-road performance, Tacoma wins for proven durability. Both have strong resale values.
2023+ Ford Rangers are the most reliable. The 2023 redesign brought a significantly improved interior, updated SYNC 4 infotainment, and a more refined 2.3L EcoBoost. Avoid the 2019-2020 Ranger (early production quality issues) if buying used. The 2022 Ranger is a decent buy but the 2023+ is worth the small premium.
If off-road performance matters to you, the Ranger Raptor is one of the best bang-for-buck performance vehicles in any category. At $54,775, you get 405hp, Multimatic DSSV dampers (same technology used in race cars), 33-inch BFG tires, and purpose-built desert-running capability. Compared to a stock Wrangler Rubicon at $50,000+, the Raptor is faster, more comfortable, and purpose-built for high-speed terrain.